You may think these ten rules are unnecessary. But if you ignore them, you make it easy for the wrong people to use your cards
- Never leave your cards unattended at work. There are more credit card thefts in the workplace than in any other single location.
- If your credit card is programmed to access an Automated Banking Machine (ABM), protect your Personal Identification Number (PIN) or security code. Don’t write it down, memorize it.
- Don’t leave your credit cars in your vehicle. A very high proportion of credit cards are stolen from motor vehicles.
- Always check your card when returned to you after a purchase. Make sure it is your card.
- When traveling, carry your cards with you or make sure they are in a secure location.
- Report lost or stolen cards immediately. Most fraudulent use of cards takes place within days of their being lost or stolen.
- Sign the back of a new card as soon you get it. Destroy unwanted cards so no one else can use them.
- Make a list of all your cards and their numbers. This key information is helpful when reporting lost or stolen cards.
- Always check your monthly statement. Make sure the charges are yours. Report them to your card company if the entry is not yours.
- Never give your card number over the phone unless you are dealing with a reputable company. The only time you should give it is when you have called to place an order.